Making Your Dental Benefits Matter
Time can move quickly and before you know it, you’re at the end of the year and you still have unused benefits from your dental insurance. Don’t let this happen to you!
Whether you have an insurance plan you buy personally or one that is provided through your employer, you are entitled to an annual amount of coverage. This amount varies but in most cases, you are allotted $1,000 or more in dental benefits.
The “benefits year” usually follows the traditional calendar, beginning in January and ending in December. If you don’t take advantage of your benefits by December 31, they don’t roll over into the next year—they’re gone forever.
This is not to say that you should seek treatment solely to make use of your coverage. However, we have found that it’s well worth taking a preventative maintenance approach to your teeth in order to maximize your benefits and prevent costly dental emergencies down the road.
Many patients, for instance, postpone proactive treatments (such as having a crown installed) if they are not currently experiencing any pain. It makes sense, though, to move ahead with the procedure when you have the available funds to cover it and before you start suffering from discomfort. You don’t want to end up in a situation where you’re in pain and need expensive dental work and you don’t have the available benefits to cover it.
A little planning goes a long way when it comes to protecting your teeth and gums. We’re your partner in creating and maintaining a healthy smile, and we’d love to help you make the most of your dental benefits. Most dental clinics get booked up in November and December as patients rush to get appointments before the benefits year-end. Avoid the busy season and book your appointment today.